Insurances at Seinäjoki University of Applied Sciences

The Finnish and international degree students of Seinäjoki University of Applied Sciences are insured by Vahinkovakuutusyhtiö If. Exchange students need to have their own insurances.

The statutory accident insurance of Seinäjoki University of Applied Sciences covers accidents and ensuing occupational diseases that students may meet with during their studies or practical training. The cost of medical visits related to them is directly borne by the insurance company.

The precondition for receiving reimbursement for an accident or occupational disease is that the accident has occurred in study-related conditions in accordance with the curriculum or the degree programme, when participating in practical training or traineeship, or in another place defined by the organiser of the learning activity or the organisation maintaining the institution. Students are also covered during direct travel to and from the school or residence and their workplaces during their practical training periods, defined by the organiser of the training. Eyeglasses broken in an accident are reimbursed in case physical damage occurs.

Under certain conditions, the statutory accident insurance is also valid abroad. Students leaving to study or work abroad must always separately find out about the necessary insurances and other social security, as well as the statutory requirements in the country of destination. For insurance matters during international studies, students must contact the coordinators in charge of international affairs.

SeAMK also has a voluntary group accident insurance for students, which covers students during their actual school hours, during teaching, during breaks after lessons, and while participating in curricular activities organized by the institution, such as sports competitions, excursions, visits to exhibitions, museums, factories, etc., and during direct travel to and from the school. The insurance is valid worldwide, under certain conditions. The precondition is that the accident is sudden and external, causing a bodily injury, and happens unintentionally on the part of the insured. This insurance does not cover illness. Extracurricular activities taking place in the facilities of the institution during the student’s leisure time are covered by the student’s own leisure time insurance. The cost of medical visits related to them is borne in the first place by the student themselves, but the student applies for the reimbursement of the cost while filing a damage report.

During their practical training periods, trainees are also insured against possible material damage caused by them.

Students are advised to take out a voluntary home insurance in which the household effects are insured with large cover and small percentage excess. This way, the student’s own eyeglasses, mobile phones, computers and luggage are covered in different situations. To find out the amount of the premium, contact your own insurance company or

In case of accident

  1. Go to the nearest provider of care and mention that you are insured, by order of SeAMK, by IF Oy.
    (See above for the statutory and voluntary accident insurance)
  2. After having received care, report the accident to the group or traineeship counsellor or to another person in charge near you and contact the contact persons below and/or leave a message at You will be advised on how to proceed quickly.
  3. Through the person in charge of insurance matters, submit an accident report to the insurance company.

The new Accident Insurance Act took effect on 1 Jan 2016. It stipulates that the organizer of education is obligated to submit an accident report within 10 days of notification of the accident. For this, notification of the accident must be made without delay to the person in charge of insurance matters at SeAMK. Otherwise, in the worst case, the insurance company may refuse to pay any damages.

The contact person in insurance matters at Seinäjoen Ammattikorkeakoulu Oy is Riitta-Liisa Toppari, who prepares all accident reports at Seinäjoen Ammattikorkeakoulu Oy. Her substitute is Teija Rintamäki.

Contact information:

Riitta-Liisa Toppari, Tel. +358 40 830 2158
Office address:
Frami A, 4th floor, Talouspalvelut, Block 410.1

Substitute contact person:

Teija Rintamäki, Tel. +358 40 830 3989