Insurances at Seinäjoki University of Applied Sciences | Opinto-opas

Insurances at Seinäjoki University of Applied Sciences

The students of Seinäjoki University of Applied Sciences are insured by Vahinkovakuutusyhtiö If.

The statutory accident insurance of Seinäjoki University of Applied Sciences covers accidents and ensuing occupational diseases that students may meet with during their studies or practical training. The cost of medical visits related to them is directly borne by the insurance company. The precondition for receiving reimbursement for an accident or occupational disease is that the accident has occurred in study-related conditions, in accordance with the curriculum or the degree programme, while participating in practical training or traineeship, or in another place defined by the organiser of the learning activity or the organisation maintaining the institution. Students are also covered during direct travel to and from the school or residence and their workplaces, defined by the organiser of the training, during their practical training periods. Eyeglasses broken in an accident are reimbursed in case physical damage occurs.

Under certain conditions, the statutory accident insurance is also valid abroad. Students leaving to study or work abroad must always separately find out about the necessary insurances and other social security, as well as the statutory requirements of the legislation of the country of destination. For insurance matters during international studies, students must contact the coordinators in charge of international affairs.

SeAMK also has a voluntary group accident insurance for students, which covers students during their actual school hours, during the classes and breaks, and while participating in common curricular activities organized by the institution, such as sports competitions, excursions, visits to exhibitions, museums, factories, etc. The insurance is also valid during curricular direct travel between the venue and the school. The insurance is valid worldwide, under certain conditions. The precondition is that the accident is sudden and external, causing a bodily injury, and happens unintentionally on the part of the insured. The group accident insurance does not cover illness, nor an accident taking place in the facilities of the institution during the student’s leisure time. The cost of medical visits related to them is borne at first by the student, and the student applies for the reimbursement of that cost while filing a damage report, or the receipts are given to the insurance company later on. The insurance company pays the medical cost borne by the student directly into the bank account indicated by the student.

During their traineeship periods, students are also insured against possible material damage caused by them to their employer.

For accidents related to their personal household effects, such as eyeglasses, mobile phone, laptop, students are advised to check their personal insurance (home insurance).

In case of accident

  1. Go to the nearest provider of care and mention there that you are insured, by order of SeAMK, by IF Oy.
  2. Report the accident as early as possible through the Pro 24 system.
  3. The person in charge of insurance matters at SeAMK will contact you later for the submission of an accident report to the insurance company.

The information in the notification form of Pro 24 system is passed on to the people in charge of security and occupational health and safety of Seinäjoki University of Applied Sciences and the people in charge of insurance matters. They will contact you if necessary. Possible personal and health information included in the notification are always confidential.

The employer/organizer of education (SeAMK) is obligated to submit an accident report or an accident at work, or a suspected case of occupational disease within 10 days of service. Please note that the time limit for submitting an accident report is tight, and failing to meet the deadline of 10 days may, in the worst case, lead to refusal by the insurance company to pay any damages.

You can also contact SeAMK by phone or leave an email at to make an appointment for preparing the accident report.

The contact person in insurance matters at Seinäjoen Ammattikorkeakoulu Oy is Riitta-Liisa Toppari:

Contact information:

Riitta-Liisa Toppari, Tel. +358 40 830 2158
Office address:
Frami A, 4th floor, Talouspalvelut, Block 410.1

Substitute contact person:

Teija Rintamäki, Tel. +358 40 830 3989